Home Purchase
From condos to detached homes, I find the right lender, rate and terms so you can bid with confidence.
Start my purchase →Licensed Mortgage Agent · Mortgage Alliance
Giving you the power
to purchase.
Your goals. My guidance. The perfect mortgage. Whether you're buying your first home, refinancing, tapping into equity or growing a portfolio, I shop dozens of lenders so you don't have to.
- Access to 50+ lenders
- Bank, credit union & private
- Evenings & weekends
Thishaanth S.
Mortgage Agent · Mortgage Alliance
Available
Recently approved
Approved
Purchase
- Purchase price
- $1,165,000
- Funded
- $932,000
- Consult
- Pre-approval
- Approval
- Keys
$2.45M+
Funded & counting
★★★★★
"Made the whole process effortless."
$2.45M+Mortgages funded
50+Lenders compared
24hPre-approval turnaround
$0Cost for most residential clients
What I do
Mortgage solutions built
around your life.
One conversation, dozens of lenders, and a strategy that fits where you are today and where you're headed.
Refinance
Lower your payment, consolidate high-interest debt, or switch to a better rate. Put your equity to work.
Explore refinancing →HELOC
A flexible line of credit secured by your home for renovations, investments or a financial safety net.
Unlock my equity →First-Time Buyers
FHSA, RRSP Home Buyers' Plan, insured mortgages: I'll walk you through every step, in plain language.
Get my first keys →Investment Properties
Rental, multi-unit and portfolio financing structured to keep you scaling, not stuck.
Grow my portfolio →Renewals & Self-Employed
Don't auto-sign your renewal. And if you're self-employed or have unique income, I know the lenders who get it.
Review my options →Recently approved
Another happy client.
Another dream realized.
Purchase
Purchase
Approved by Thishaanth
- Purchase price
- $1,165,000
- Funded
- $932,000
Refinance & HELOC
Refinance & HELOC
Approved by Thishaanth
- Appraised value
- $1,050,000
- Funded
- $600,000
Purchase
Purchase
Approved by Thishaanth
- Purchase price
- $825,000
- Funded
- $660,000
Refinance & HELOC
Refinance & HELOC
Approved by Thishaanth
- Appraised value
- $320,000
- Funded
- $260,000
Your approval could be next.
Start My ApplicationHow it works
From pre-approval to
keys in hand.
-
01
Free consultation
A quick call to understand your goals, income, and timeline. No pressure, no jargon.
-
02
Pre-approval
I compare lenders and lock in a rate hold so you know exactly what you can afford.
-
03
Approval & offer
Found the one? I package your file and negotiate the best terms for your offer.
-
04
Funded. Keys in hand.
I coordinate with your lawyer and realtor right through closing day and beyond.
Mortgage calculator
What could your
monthly payment be?
Play with the numbers, then let me find you a rate that beats them.
Get My Real Rate
Estimated monthly payment
$0
Mortgage amount$0
Default insurance$0
Total interest$0
Estimate only. Monthly compounding shown for simplicity; Canadian fixed mortgages compound semi-annually. Rates, insurance premiums and eligibility vary. Not a commitment to lend.
Client stories
Don't take my word for it.
★★★★★
"We thought owning a home in Brampton was years away. Thishaanth mapped out a plan, got us pre-approved in a day, and we closed on our first place three months later."
★★★★★
"My bank offered me a renewal rate that felt off. One call with Thishaanth and he found me something much lower. Saved me hundreds every month."
★★★★★
"Used a refinance and HELOC to consolidate debt and renovate our basement. He explained every number and was available even on weekends."
★★★★★
"Being self-employed, I'd been turned down before. Thishaanth knew exactly which lender would look at my file properly. Approved in under a week."
★★★★★
"Fast, honest and genuinely cares. He made our upsize purchase feel effortless, and we had a firm offer with no surprises."
★★★★★
"Helped me finance my second rental property. Clear strategy, great rate, and super responsive. Already planning property number three with him."
TS
Meet your agent
Hi, I'm Thishaanth.
From pre-approvals to "keys in hand" moments, my job is simple: make getting a mortgage clear, fast and stress-free.
As a licensed Mortgage Agent with Mortgage Alliance, I work for you, not the bank. That means comparing options across major banks, credit unions, monoline and alternative lenders to find the mortgage that fits your goals, not just the one that's easiest to sell.
Whether you're planning to buy, refinance, or invest, I'm your go-to.
Questions
Frequently asked.
Does it cost me anything to work with a mortgage agent?
For most residential mortgages, no. I'm compensated by the lender when your mortgage funds. If a fee ever applies (for example, certain private or alternative lending), I'll disclose it upfront, in writing, before you commit.
How long does a pre-approval take?
Usually 24 to 48 hours once I have your documents. A pre-approval can hold a rate for up to 120 days, protecting you if rates rise while you shop.
What's the minimum down payment in Canada?
5% on the first $500,000 and 10% on the portion between $500,000 and $1.5M. Homes priced at $1.5M or more require 20% down. Under 20% down requires mortgage default insurance.
Why not just go to my bank?
Your bank can only offer its own products. I compare across many lenders, often finding better rates, more flexible prepayment terms, or approvals your bank would decline.
I'm self-employed or have bruised credit. Can you still help?
Absolutely. Alternative and B-lenders specialize in unique situations. We'll build a strategy to get you approved now and into a better rate down the road.
Should I refinance or get a HELOC?
It depends on how much you need, how fast you'll repay it, and your current mortgage terms. Often the answer is a combination. Let's run the numbers together.
Let's talk
Your home journey
starts here.
Tell me a little about your goals and I'll get back to you within 24 hours with options, not a sales pitch.
- Call or text647-808-0980
- EmailApprovedByThishaanth@gmail.com
- Instagram@approvedbythishaanth